Your pattern points to a stress system that has been driven hard for decades and is now stuck in a high-alert but under-resourced state. Even though your single morning cortisol looks normal, your low DHEA sulfate, low pregnenolone, and low free and bioavailable testosterone show that your adrenal and gonadal hormone output is not keeping up with demand, while your symptoms of severe anxiety, depression, fatigue, and sleep disruption reflect how this plays out in your brain and body.
Genetic stress-response sensitization: Variants in CRHR1, FKBP5, and COMT have each been associated in human studies with altered HPA axis stress reactivity and higher vulnerability to stress-related anxiety or depression. In your case, this helps explain why you have felt “wired for anxiety” since childhood and why relatively ordinary stressors seem to hit you harder and longer than they might for someone without this inherited sensitivity. This genetic backdrop makes your stress system more reactive and slower to shut off, amplifying the impact of every other driver below.
Chronic hypervigilant cognitive patterns: Persistent anxiety, catastrophic worry, and constant scanning for threats are linked to sustained activation of limbic and hypothalamic circuits that drive ongoing HPA axis activation even without obvious external crises. Your long history of generalized anxiety, extreme startle response, and relentless “what if” thinking means your brain is repeatedly sending danger signals, so your stress system rarely gets a true off-switch. Over time, this entrenches a high-alert baseline that feels like exhaustion layered on top of anxiety.
Adrenal steroid precursor depletion: In chronic HPA overactivation, adrenal steroidogenesis can shift toward maintaining cortisol output at the expense of DHEA, pregnenolone, and downstream androgens, so you can see low DHEA sulfate and low testosterone even when a single morning cortisol appears normal. Your labs showing low DHEA sulfate, low pregnenolone, and low free and bioavailable testosterone fit this pattern of adrenal hypoandrogenism. Low DHEA sulfate and low testosterone in women have been associated with reduced stress resilience, lower energy, and higher rates of depressive symptoms, consistent with adrenal hypoandrogenism contributing to your fatigue and mood disturbance.
Sleep fragmentation and apnea stress load: Obstructive sleep apnea and severely fragmented sleep cause repeated nocturnal surges of sympathetic activity and cortisol, which promote chronic HPA axis dysregulation and can worsen daytime fatigue, mood symptoms, and cardiometabolic risk. Your severe sleep apnea, absence of slow-wave sleep, and shallow, broken sleep mean your stress system is being “pinged” over and over each night, instead of entering the deep restorative states needed to recalibrate cortisol and androgens. This nightly assault makes it much harder for your HPA axis and brain circuits to recover, even if daytime stress is low.
Relative mineralocorticoid insufficiency: Aldosterone is the main mineralocorticoid hormone regulating renal sodium and chloride reabsorption, so impaired aldosterone production or action, as in primary adrenal insufficiency or hypoaldosteronism, can lead to hyponatremia and low chloride levels. Your sodium and chloride being below both optimal and lab ranges suggest that your salt and fluid balance may be relatively under-supported, which can manifest as fatigue, low resilience to standing or heat, and a sense of being “drained,” and it fits with a broader picture of adrenal strain, even though you do not show full-blown adrenal failure.
Taken together, these drivers show how inherited stress sensitivity, lifelong hypervigilant thinking, adrenal androgen depletion, sleep-apnea–driven night-time stress surges, and possible mineralocorticoid under-support can interact to maintain HPA axis dysregulation, which in turn contributes to treatment-resistant depression, anxiety, and fatigue despite multiple medications. Conventional approaches often focus on neurotransmitters, single cortisol readings, or adding more psychotropic drugs, missing this multi-layered stress-system biology. Addressing these specific drivers in an integrated way—supporting more stable HPA signaling, restoring deeper sleep, improving adrenal hormone balance, and easing the cognitive hypervigilance—offers a more complete path to reducing your symptom burden and improving day-to-day function.
Tissue-Level Hypothyroidism from Impaired T4-to-T3 Conversion, Insulin Resistance and Dysglycemia, Mitochondrial Dysfunction with Oxidative Stress, Multiple Nutrient and Protein Deficiencies (Iron, Magnesium, Protein), Methylation Dysfunction with Elevated Homocysteine
Multiple Nutrient and Protein Deficiencies (Iron, Magnesium, Protein), Methylation Dysfunction with Elevated Homocysteine, Mitochondrial Dysfunction with Oxidative Stress
Order an 8 AM serum cortisol with plasma ACTH to evaluate for primary or secondary adrenal insufficiency in the setting of your fatigue and hyponatremia . This will clarify whether a true cortisol deficiency is contributing to your HPA axis dysregulation and guide whether adrenal hormone replacement is needed.
Order morning serum aldosterone, plasma renin activity, and a basic metabolic panel to evaluate for hypoaldosteronism in the context of your low sodium and low chloride . This will help determine whether relative mineralocorticoid insufficiency is driving your electrolyte pattern, low blood volume symptoms, and adrenal strain.
Start oral DHEA 5-10 mg each morning with food to support your low DHEA sulfate and adrenal hypoandrogenism contributing to fatigue and low mood . Low-dose DHEA replacement can gently raise adrenal androgens toward a more physiologic range, which may improve energy, resilience, and overall stress tolerance.
Start transdermal testosterone 300 micrograms to 1 mg once daily for your documented low total and free testosterone with persistent fatigue and low libido despite other treatments . Physiologic-dose female testosterone replacement can restore androgen signaling in brain and muscle, which may enhance sexual desire, energy, and sense of well-being while remaining within a female reference range.
Start oral pregnenolone 10-25 mg each morning to support your low pregnenolone and downstream adrenal steroidogenesis in the context of HPA axis dysregulation and adrenal hypoandrogenism . Pregnenolone replacement can increase the steroid precursor pool that feeds into both cortisol and androgen production, potentially improving stress tolerance, mood stability, and overall adrenal resilience.
Low Levels
183 µg/dL
STRONG EVIDENCE
Your DHEA sulfate is below optimal while still within the reference range, indicating reduced adrenal androgen output from the zona reticularis. DHEA-S is produced mainly by the adrenals and acts as a long-lived marker of adrenal resilience, so a low value suggests chronic adrenal strain or underproduction. This pattern supports the idea that your adrenal glands are no longer keeping up with long-term stress demands even if cortisol snapshots look normal.
Low Levels
71 ng/dL
STRONG EVIDENCE
Your pregnenolone level is below optimal, suggesting that the initial steroid precursor made from cholesterol in adrenal and gonadal cells is under-produced. Because pregnenolone feeds into both cortisol and androgen pathways, low levels constrain the entire steroidogenic cascade. This under-fueling of steroid synthesis fits with a picture of HPA axis burnout and hypoandrogenism.
Low Levels
132 mmol/L
MODERATE EVIDENCE
Your sodium is below both optimal and lab ranges, reflecting mild hyponatremia and possible impaired free water handling. Adrenal hypofunction and chronic HPA stress can reduce aldosterone and cortisol effects on the kidney, leading to renal sodium wasting and dilutional hyponatremia. This electrolyte pattern is mechanistically consistent with stress-related adrenal imbalance.
Low Levels
96 mmol/L
MODERATE EVIDENCE
Your chloride is also below both optimal and lab ranges, paralleling the low sodium and suggesting a broader low-extracellular-electrolyte state. Aldosterone deficiency and chronic adrenal stress can increase urinary loss of both sodium and chloride, especially when protein and solute intake are low. This reinforces the view that your adrenal and stress systems are affecting mineral balance.
Low Levels
2.4 ng/dL
MODERATE EVIDENCE
Your bioavailable testosterone is below optimal, indicating that the fraction of testosterone available to tissues is reduced. In women, adrenal DHEA contributes substantially to downstream androgen levels, so low DHEA and pregnenolone can manifest as low bioavailable testosterone. This supports the idea that adrenal hypoandrogenism is part of your HPA-axis dysregulation.
Low Levels
1.2 pg/mL
MODERATE EVIDENCE
Your free testosterone is below optimal, confirming that the unbound, biologically active androgen pool is low. Free testosterone is what directly activates androgen receptors in brain and muscle, so a reduced level impacts energy, mood, and resilience. This low free fraction, alongside low precursors, points to stress-related underproduction of androgens.